Our Fee Structure
Fees
Client-centered, fee-only planners, are compensated for their knowledge and services, much like an attorney or a physician. We do not receive commissions from the sale of products or any referral fees for referrals.
No pushy sales tactics—just unbiased advice.
Fee-only advisors have fewer inherent conflicts of interest, and their fee structures might be hourly, include an annual retainer, or be based on a percentage of your investment assets.
Investment / Advisement Management Fee
For portfolio advisory and management services, there are no implementation, set-up or upfront fees and there are no exit fees. We charge a single ongoing fee for the monitoring, management and administration of your investment portfolio, per the following table. This is a tiered fee schedule where each higher level of assets has a lower rate than previous AUM levels. These levels are additive in that the first $500K is billed at 0.95% annually rate and then the next $500K is billed at 0.90% annually and so on as the account size increases.
NOTE: 0.95% annually is the maximum fee for all AUM clients.
| Assets Under Management | Management Fee |
|---|---|
| First $500K (1-$500K) | 0.95% annually (0.2375% quarterly) |
| Next $500K ($500K-$1M) | 0.90% annually (0.225% quarterly) |
| Next $1M ($1M-$2M) | 0.85% annually (0.2125% quarterly) |
| Next $1M ($2M-$3M) | 0.80% annually (0.200% quarterly) |
| Next $2M ($3M-$5M) | 0.70% annually (0.175% quarterly) |
| Next $2.5M ($5M-$7.5M) | 0.60% annually (0.150% quarterly) |
| Next $2.5M ($7.5M-$10M) | 0.50% annually (0.125% quarterly) |
| Above $10M | 0.40% annually (0.100% quarterly) |
Financial Planning / Advice Fee
Our initial half-hour discovery meeting is complimentary, where we can interview each other.
This meeting will conclude with a recommendation and specific price quote which will depend on your unique circumstances and needs.
In general, three packages are available and exact terms will be quoted during the initial meeting.
| Service Package | Service Package |
|---|---|
| Basic Planning Package | $300 for one hour meeting & basic plan |
| Comprehensive Planning Package | $600 for two hour meeting & full plan |
| Continuous Planning Package | $1,500 for initial two hour meeting plus three quarterly 2 hour meetings & full plan |