Client-centered, fee-only planners, are compensated for their knowledge and services, much like an attorney or a physician. We do not receive commissions from the sale of products or any referral fees for referrals. No pushy sales tactics—just unbiased advice.

Investment / Advisement Management Fee

For portfolio advisory and management services, there are no implementation, set-up or upfront fees and there are no exit fees. We charge a single ongoing fee for the monitoring, management and administration of your investment portfolio, per the following table.  This is a tiered fee schedule where each higher level of assets has a lower rate than previous AUM levels.  These levels are additive in that the first $500K is billed at 0.95% annually rate and then the next $500K is billed at 0.90% annually and so on as the account size increases.

NOTE: 0.95% annually is the maximum fee for all AUM clients.

Assets Under Management Management Fee
First $500K  (1-$500K) 0.95% annually (0.2375% quarterly)
Next $500K  ($500K-$1M) 0.90% annually (0.225% quarterly)
Next $1M  ($1M-$2M) 0.85% annually (0.2125% quarterly)
Next $1M  ($2M-$3M) 0.80% annually (0.200% quarterly)
Next $2M  ($3M-$5M) 0.70% annually (0.175% quarterly)
Next $2.5M  ($5M-$7.5M) 0.60% annually (0.150% quarterly)
Next $2.5M  ($7.5M-$10M) 0.50% annually (0.125% quarterly)
Above $10M 0.40% annually (0.100% quarterly)

Financial Planning / Advice Fee

Our initial half-hour discovery meeting is complimentary, where we can interview each other. This meeting will conclude with a recommendation and specific price quote which will depend on your unique circumstances and needs.

In general, three packages are available and exact terms will be quoted during the initial meeting.

Service Package Services Provided
Basic Planning Package $300 for one hour meeting & basic plan
Comprehensive Planning Package $600 for two hour meeting & full plan
Continuous Planning Package $1,500 for initial two hour meeting plus three quarterly 2 hour meetings & full plan

Fee-only advisors have fewer inherent conflicts of interest, and their fee structures might be hourly, include an annual retainer, or be based on a percentage of your investment assets.